Loan Programs 203(K) Loan Use this loan for home improvementsLow interest – Fair interest rateClosing process can take longer Learn More Conventional Loan As low as 3% down5% down for 2-4 UnitsNo upfront mortgage insuranceProperty flexibility1 year tax return option available Learn More DSCR Loan Debt Service Coverage Ratio Loan allows investors to secure financing based on rental income, without needing traditional income documentation. Learn More Bank Statement Program Qualify your borrowers using 12 or 24 months of their bank statements.No tax return required. Learn More P&L Loan Loan Program uses a 12-month Profit and Loss statements for qualification. No tax returns required Learn More Rural Development Loan Up to 100% financingLow monthly mortgage insuranceIncome & location restrictions apply Learn More FHA Loan 3.5% down payment needed Lower interest rates than other loans Credit score of 550 or higher Learn More VA Loan 100% financingFor Veterans OnlyNo monthly mortgage insurance Learn More HELOC A HELOC and a second mortgage are both ways to borrow against your home’s equity. Learn More