Loan Programs

203(K) Loan

Use this loan for home improvements

Low interest – Fair interest rate

Closing process can take longer

Conventional Loan

As low as 3% down

5% down for 2-4 Units

No upfront mortgage insurance

Property flexibility

1 year tax return option available

DSCR Loan

Debt Service Coverage Ratio Loan allows investors to secure financing based on rental income, without needing traditional income documentation. 

Bank Statement Program

Qualify your borrowers using 12 or 24 months of their bank statements.

No tax return required.

P&L Loan

Loan Program uses a 12-month Profit and Loss statements for qualification.  No tax returns required

Rural Development Loan

Up to 100% financing

Low monthly mortgage insurance

Income & location restrictions apply

FHA Loan

3.5% down payment needed

Lower interest rates than other loans

Credit score of 550 or higher

VA Loan

100% financing

For Veterans Only

No monthly mortgage insurance

HELOC

A HELOC and a second mortgage are both ways to borrow against your home’s equity.
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